# Market Information

# Indicative Time and Fiduciary Deposit Rates

You may click on menu **Market Information** > **Indicative TD Rates** to view a list of indicative time and fiduciary rates for various currencies.

[![eplatform-td-rates-2.png](https://documentation.cigp.com/uploads/images/gallery/2025-07/scaled-1680-/eplatform-td-rates-2.png)](https://documentation.cigp.com/uploads/images/gallery/2025-07/eplatform-td-rates-2.png)

[![eplatform-td-rates-1.png](https://documentation.cigp.com/uploads/images/gallery/2025-07/scaled-1680-/eplatform-td-rates-1.png)](https://documentation.cigp.com/uploads/images/gallery/2025-07/eplatform-td-rates-1.png)

Click on **Download PDF** to obtain a consolidated view of rates for all currencies in one PDF document.

# Market Summary

The **Market Summary** section aggregates performance data across major asset classes and geographies, offering both short-term and long-term perspectives.

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#### **Overview of Features**

##### **1. Equity Market Performance**
This subsection presents daily and cumulative performance metrics for key equity indices and ETFs across global regions. Each entry includes:

- **Daily Change (%):** Reflects the percentage movement in the index or ETF on the most recent trading day.
- **Month-to-Date (MTD):** Measures performance from the beginning of the current month.
- **Year-to-Date (YTD):** Indicates cumulative performance since the start of the calendar year.
- **1-Year and 3-Year Returns:** Provide historical context for medium- and long-term trends.

###### **Covered Markets**
- **Global:** MSCI All Country World Index (USD)
- **United States:** S&P 500, NASDAQ-100
- **Europe:** STOXX Europe 600 (EUR), FTSE 100 (GBP)
- **Switzerland:** SMI ETF (CHF)
- **Asia:** MSCI Asia ex Japan (USD), MSCI China ETF (HKD), Hang Seng Index (HKD), Nikkei 225 (JPY)
- **India:** SENSEX Index (INR)

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##### **2. Fixed Income Instruments**
This section includes performance data for investment-grade (IG) and high-yield (HY) corporate bond ETFs across major currencies:

- **USD Corporate IG & HY ETFs**
- **EUR Corporate IG ETF**
- **CHF Corporate IG ETF**

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##### **3. Commodities**
Key commodities are tracked to provide insight into inflation hedges and macroeconomic trends:

- **Gold (USD):** Includes daily, YTD, and 3-year performance, reflecting its role as a safe-haven asset.
- **US Oil Fund (USD):** Tracks crude oil price movements.
- **Bloomberg Commodity Index (USD):** Offers a diversified view of commodity markets.

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##### **4. Cryptocurrency**
The performance of **Bitcoin (USD)** is included to reflect trends in digital assets. Metrics include:

- **Daily Change**
- **Year-to-Date Performance**
- **3-Year Return**